Estimates & Appraisals
Estimates and appraisals for commercial and personal property damage losses.
For your insurance to properly reduce your risk, you need an accurate appraisal of your covered assets. Without it, you’re increasing your chances of overspending for excess coverage or leaving critical assets without enough protection. We specialize in creating accurate insurance appraisals to optimize your coverage, minimize risk and save money.
Estimates
We put together comprehensive itemized estimates for your damages. We include all of the local and state laws as well as the applicable buildings codes and manufacturer specifications for various products.
Our estimates are irrefutable because they are reasonable and justifiable in every possible way. We only want what is reasonable and fair to indemnify you of your financial loss.
Appraisals
Not all insurance companies are interested in taking care of their customers or following the law, for that matter. In these situations, we utilize a clause within your policy known as Appraisal. This is similar to arbitration in the legal system but is settled outside of court.
In this situation, two disinterested appraisers will be appointed to represent each party (you and the insurance company) to determine the value of your loss. This is similar to a real estate appraiser who determines the value of a property. Once the appraisers agree on a price, the insurance company is bound to the settlement.